Broker Services

Broker Services

Long-Term Care insurance [LTCi], Employer-funded or offered Voluntarily, is coverage that can present tremendous value for Benefits Brokers and their Employer group clients. Employers get the opportunity to offer a unique benefit to Employees with exclusive program benefits, such as underwriting concessions, unisex pricing, discounted premiums and payroll deduction. In addition, Brokers will benefit from a vested continuous revenue stream.

When it comes to establishing an Employer sponsored LTCi program, ARM does all the work for the Broker. Starting with the initial presentation, plan design and enrollment logistics to ongoing re-enrollment and billing support, ARM’s Marketing Team handles it all. We can be introduced to the Employer’s HR and Billing Department at the initial meeting or prior to enrollment to ensure an administratively seamless process.

We strive to make the enrollment process as easy and flexible as possible. Our Enrollment Team enrolls through face-to-face worksite meetings, seminars and one-on-one meetings, both in the workplace and after-hours in the home. Employees can learn about coverage options virtually through webinars and screen-share appointments coordinated via online scheduling software.

Take it from the Brokers below - our track record is second to none. We meet our participation requirements, and our expertise ensures enrollments are low impact for the Employer and effortless for the broker.


CLICK HERE to register for exclusive access to our Broker Training Portal, which includes revenue case examples, broker success stories, and all the information you need to start learning about the benefits of Worksite LTCi.

Michael F. Magliano

Principal Partner, Patriot Benefit Solutions, North Andover, MA
“I introduced ARM to my employer client who asked about Long-Term Care insurance. ARM sold a funded program based upon the tenure of employees and has been running with it for the last four years. This is the lowest impact additional revenue stream I’ve ever had, and they have a great relationship with the client.”

Thomas O'Keefe

Safe Harbor Associates LLC, Milford, MI
“ARM is the perfect partner in employee benefit administration. Whether it’s the establishment of a new Worksite group or service of an existing program, ARM’s hands-on approach makes it as simple for me as the broker as possible. Their support has allowed me to streamline the administration process, freeing up more time to focus on expanding my network of clients.”

Michael Findling

Business Benefits Group, Fairfax, VA
“As a broker, it’s vital to be able to have a resource like ARM. They make it easy. I sell the case, but ARM provides customized marketing materials, logistical support, new business tracking, and a wealth of knowledge about worksite LTCi from their many years of experience.”