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Assisted Living Facility Claims on the Rise

Assisted Living Facility Claims on the Rise

One of the many benefits of Long-Term Care insurance [LTCi] is the flexibility it provides when one needs long-term care services. Not surprisingly, most people prefer to receive care in their own home if at all possible. In fact, 77% of adults age 40+ indicate as much1. However, when the need for more intense or…

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Don’t Pick Any Two When You Can Have All Three

Don’t Pick Any Two When You Can Have All Three

This LTCi carve-out design will cost the employer less, provide increased benefits to the employee, and make you, the producer, more! Our practice is primarily focused on employer-funded long-term care insurance and these types of cases account for approximately 75% of all new cases in our firm. Three years ago, we introduced a program design that…

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LTCi Claims Paid Continues Upward Trend

LTCi Claims Paid Continues Upward Trend

What’s often lost in news of rate increases and announcements of carriers entering and exiting the market is the fact that Long-Term Care insurance [LTCi] claims continue to grow – both in amount paid and number of claimants. With prospective consumers and current policyholders potentially wary of the industry due to this one-sided media coverage,…

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